Funding Service
Debt Financing
- Loans from banks, credit unions, or financial institutions.
- Includes term loans, lines of credit, and secured/unsecured loans.
- Requires repayment with interest over a specified period.
Equity Financing
- Funding in exchange for ownership stakes or shares.
- Often provided by venture capitalists, angel investors, or private equity firms.
- Common for startups and high-growth companies.
Grants
- Non-repayable funding provided by governments, non-profits, or foundations.
- Often allocated for research, innovation, or community projects.
- Requires compliance with grant terms and objectives.
Crowdfunding
- Raising funds from a large group of people, typically through online platforms.
- Includes reward-based, equity-based, and donation-based models.
Factoring and Invoice Financing
- Selling unpaid invoices to a third party at a discount for immediate cash flow.
- Common in industries with long payment cycles.
Trade and Export Financing
- Financial solutions for international trade, such as letters of credit or export credit.
- Mitigates risks in cross-border transactions.
Alternative Financing
- Peer-to-peer lending, microloans, or fintech-based funding solutions.
- Often faster and more accessible for small businesses or individuals.